[{"_id":"project-settings","settings":{"translateMetaTags":true,"translateAriaLabels":true,"translateTitle":true,"showWidget":true,"isFeedbackEnabled":false,"fv":1,"customWidget":{"theme":"custom","font":"rgb(255,255,255)","header":"rgb(0,0,0)","background":"rgba(0,0,0,0.8)","position":"right","positionVertical":"bottom","border":"rgb(204,204,204)","borderRequired":false,"widgetCompact":true,"isWidgetPositionRelative":false},"widgetLanguages":[],"activeLanguages":{"fr-CA":"Français (Canada)","es":"Español","en":"English"},"enabledLanguages":["en","es","fr-CA"],"debugInfo":false,"displayBranding":true,"displayBrandingName":false,"localizeImages":false,"localizeUrls":false,"localizeImagesLimit":false,"localizeUrlsLimit":true,"localizeAudio":false,"localizeAudioLimit":false,"localizeDates":false,"disabledPages":[],"regexPhrases":[],"allowComplexCssSelectors":false,"blockedClasses":false,"blockedIds":false,"phraseDetection":true,"customDomainSettings":[],"seoSetting":[],"translateSource":false,"overage":false,"detectPhraseFromAllLanguage":false,"googleAnalytics":false,"mixpanel":false,"heap":false,"disableDateLocalization":false,"ignoreCurrencyInTranslation":false,"blockedComplexSelectors":[]},"version":24058},{"_id":"en","source":"en","pluralFn":"return n != 1 ? 1 : 0;","pluralForm":2,"dictionary":{},"version":24058},{"_id":"outdated","outdated":{"#Would you like to adjust your life insurance and disability coverage?":1,"#How much would you like to contribute to your 401k?":1,"#Are there other benefit programs to add your baby to?":1,"#What are your family’s expected medical expenses?":1,"#As you plan to change your benefit enrollments, think about:":1,"#Things to consider":1,"#You may be able to change your coverage for other benefits during this time, too. Any changes would be effective from the baby’s date of birth.":1,"#You have <strong ljsid-1=\"\">62 days from your baby’s delivery date to add them to your coverage </strong>(this is called a “special enrollment period”).":1,"#Special enrollment for your new baby | Progyny":1,"#You have 62 days from your baby's delivery date to add them to your coverage (this is called a “special enrollment period”).":1,"#a woman holding her phone and looking at laptop":1,"#Your Progyny Benefits Specialist is here for you if you have any questions.":1,"#If you miss the 62-day window, you’ll have to wait until the next open enrollment period to make changes. Be sure to add a reminder to your calendar to make this important update!":1,"#Here’s an item for your new-baby to-do list: add them to your health plan.":1,"#Special enrollment for your new baby":1,"#Child tax credit":1,"#Adding a child (dependent) on your W-4 can lead to tax savings. Your paycheck will have less tax withheld, so your paycheck will be larger.":1,"#If you withhold too much in taxes, you’ll get a tax refund later. But you could have earned interest on that money.":1,"#If you don’t withhold enough tax, you may have to pay a high tax bill later. There can be penalties, too.":1,"#After having or adopting a child, <strong ljsid-1=\"\">updating your W-4 form</strong> can help you qualify for tax breaks. You can find the W-4 form on your company’s intranet or ask human resources. Be sure to read the instructions and worksheet that comes with the form.":1,"#When you were hired, you filled out a W-4 form to set your income tax withholding (how much your employer sets aside to pay federal taxes on your behalf).":1,"#Payroll tax deductions":1,"#Tax considerations after welcoming a child | Progyny":1,"#two pregnant women seated on couch":1,"#<a ljsid-0=\"\">Read this article on tax-advantaged accounts</a> for more information.":1,"#If your employer offers a pre-tax spending account for medical or childcare expenses, this can help you save. Your employer may add money to some of these accounts, as well.":1,"#Plus, it’s so important to be sure you’re paying the right amount of taxes after welcoming a child.":1,"#If you make $252,150 or more, you can claim a lower amount. And if you make $292,150 or more you are not eligible. These numbers may change over time. You’ll use <a ljsid-1=\"\">IRS form 8839</a> to file for this credit when you file your income tax return.":1,"#In 2024, the maximum adoption tax credit is $16,810. If you received employer-provided adoption benefits, you can exclude up to $16,810 from your income.":1,"#The adoption tax credit is a credit for qualifying adoption expenses. Details change over time so be sure to research the latest. Also find out if your state offers additional adoption tax benefits.":1,"#Adoption tax credit":1,"#The amount of the credit is based on your income and childcare expenses. In 2024, the maximum expenses you could claim was $3,000 for one dependent, or $6,000 for two or more dependents. You’ll use <a ljsid-1=\"\">IRS form 2441</a> to file for this credit when you file your income tax return.":1,"#The child and dependent care tax credit is a tax break for families that pay for childcare while they work. The credit is for children under 13 or adults who cannot care for themselves.":1,"#Child and dependent care tax credit":1,"#You can claim the child tax credit when you file your income tax return. And adjust your W-4 form to reflect this in your paycheck.":1,"#You may qualify for this credit if your income is less than $200,000 (or less than $400,000 if you file a joint return). If you have a higher income, you might be eligible for a partial credit. <a ljsid-1=\"\">Learn more about child tax credit eligibility from the IRS</a>.":1,"#The child tax credit is a tax break for eligible families.":1,"#One task to remember: update your payroll tax withholdings at work to add your dependent child. This can add income to your paycheck. And you may be eligible for a child tax credit. More money for you and your little one!":1,"#You have a lot on your mind as you prepare to welcome a new child into your family — through birth, adoption, or other paths.":1,"#Use these saving strategies":1,"#To understand where you are today and make a plan for how much you can save, you’ll want to get an accurate idea of how much money is coming in – and how much is going out. Our article on <a ljsid-1=\"\">building a spending plan</a> will walk you through it.":1,"#Your savings will provide an <strong ljsid-1=\"\">emergency fund</strong>. An emergency fund should cover 3 to 9 months of living expenses.":1,"#The money will be set aside and can be used to gain interest or invest.":1,"#It builds financial habits that can stay with you for a lifetime.":1,"#It’s so important for all families to start saving, even in the early childhood years. This does a few things:":1,"#Even small savings add up":1,"#Financial check-in: Revisiting your budget | Progyny":1,"#It can be helpful to start planning for your financial future and the unknowns ahead. Fortunately, small tweaks can really add up.":1,"#relaxed happy family with piggy bank":1,"#This can help you meet your financial goals and gain peace of mind. Your Progyny Benefits Specialist is also here to support you along the way.":1,"#Many employers offer free access to financial advisors through retirement plans. These professionals can help with long-term budgeting, estate planning and preparing a will, and personalized strategies for saving and investing.":1,"#Once you have a spending plan and savings habits in place, it’s a good idea to meet with a certified financial advisor for long-term planning.":1,"#Consider a financial advisor":1,"#<strong ljsid-0=\"\">Review life and disability insurance options</strong>. Be sure you’re covered in case of a serious event.":1,"#It can be helpful to start planning for your financial future and the unknowns ahead. Fortunately, small tweaks in how you save and spend can really add up.":1,"#<strong ljsid-0=\"\">Check out wellness incentives</strong>. Some health plans reduce premiums if you participate in wellness activities.":1,"#<strong ljsid-0=\"\">Enroll in tax-advantaged accounts</strong>. Health savings accounts (HSA) or flexible spending accounts (FSA) give you and your family a way to set aside pre-tax money for healthcare and dependent care expenses. Your employer may contribute as well. <a ljsid-2=\"\">Learn more about tax-advantaged accounts</a>.":1,"#<strong ljsid-0=\"\">Get the 401k match</strong>. This is “free” money your employer provides to your retirement account.":1,"#Here’s how your employer may help:":1,"#<strong ljsid-0=\"\">Eat at home more often</strong>. If you can, eat fewer meals out. Eating at home tends to be cheaper, and as a bonus, is often healthier. When you do eat out, look for discounts, stick to water for your beverage, or think about splitting dessert.":1,"#<strong ljsid-0=\"\">Chip away at debt</strong>. If you have any high-interest debt, try to pay that off as soon as you can. It will mean less interest you have to pay over time.":1,"#<strong ljsid-0=\"\">Cancel automatic subscriptions</strong>. Look at your credit card statements for automatic charges you rarely use, never use, or forgot you had. These may include streaming or digital services, memberships, or loyalty programs. Cancel the ones you don’t need.":1,"#<strong ljsid-0=\"\">Review insurance policies</strong>. Request quotes from other companies. You may be surprised how much you can save by shopping around for auto and homeowner insurance.":1,"#Here are a few ideas for things you can do to save:":1,"#There are things you can do to start saving, and benefits from your employer that can help, too.":1,"#This is certainly true with your family’s expenses over time. As kids grow and family priorities shift, childcare and other expenses change.":1,"#As the saying goes, sometimes the only constant in life is change.":1,"#Bank statements":1,"#Then, <strong ljsid-1=\"\">identify where you spend your money</strong>. Look at 3 to 6 months of:":1,"#First, <strong ljsid-1=\"\">list your sources of income</strong>. Subtract taxes from the amount.":1,"#Getting a really clear picture of your finances can be eye-opening for some people. Try not to judge your spending habits or feel any guilt. You can’t change any spending habits if you’re not aware of them, after all! This is simply your starting point.":1,"#Creating a spending plan that works for you | Progyny":1,"#It can be helpful to create a roadmap to work towards your financial goals, while meeting your spending needs.":1,"#a pair looking at their finances":1,"#Your needs will change over time with things like lifestyle changes, childcare, education, and medical costs. You may increase your 401k and life insurance. Being mindful and planning can help you reduce stress and keep your spending plan up-to-date.":1,"#1. Discover your current financial situation":1,"#Revisit your “wants” to see if any can be set aside until a better time.":1,"#Adjust your budget for monthly bills that go up and down a lot, like utilities.":1,"#Review your budget daily or weekly to make it a habit.":1,"#Take a fresh look at your budget. Could it be more accurate?":1,"#Keep track of all your spending, even those small purchases.":1,"#We all get off-track sometimes. When that happens, try these strategies:":1,"#4. Troubleshoot and adjust":1,"#Cash envelopes for “fun” spending":1,"#Budget apps (see these <a ljsid-1=\"\">budget app reviews</a>)":1,"#Tracking spending by hand":1,"#Here are the basics of creating a spending plan roadmap.":1,"#Spreadsheets (see these <a ljsid-1=\"\">budget templates</a>)":1,"#Your goal is to stick to your planned spending. There are many ways to track your budget, so see what works best for you. Ideas include: ·":1,"#3. Use tools to stay in your spending plan":1,"#20% of your income on <strong ljsid-1=\"\">savings</strong>":1,"#30% of your income on <strong ljsid-1=\"\">wants</strong>":1,"#50% of your income on <strong ljsid-1=\"\">needs</strong>":1,"#: This requires less detailed tracking and may work well if you have more expenses to consider. You’ll spend about:":1,"#50/30/20 budgeting":1,"#<strong ljsid-0=\"\">Zero-based budgeting</strong>: Put every dollar you earn into a category and track how you spend it. At the end of the month, there should be $0 left to spend. This requires careful tracking. It may be easiest if you have simpler expenses.":1,"#Here are 2 approaches to consider:":1,"#It can be helpful to create a roadmap to work towards your financial goals, while meeting your spending needs. This process can help you focus your spending on the people and things that you value the most.":1,"#A plan will give you spending limits for your categories of expenses. If you have a partner or family, be sure to discuss this with them.":1,"#2. Develop a monthly spending plan":1,"#Are you spending more than you’re earning? Are you spending money where needed, and where you would like to? Check out guidelines for <a ljsid-1=\"\">how much to spend on different categories</a>. And consider what’s important to you.":1,"#Emergency expenses":1,"#Gifts and contributions":1,"#Clothing":1,"#Vacation":1,"#Entertainment":1,"#Personal and household":1,"#And what gives you joy and satisfaction when you spend money?":1,"#Transportation":1,"#Childcare":1,"#Utilities":1,"#Food":1,"#Housing":1,"#Savings":1,"#To get a better idea where the money is going, put your expenses into categories like:":1,"#Cash spending (you’ll probably need to write down your purchases to do this)":1,"#Credit card statements":1,"#What type of home, car, lifestyle, and retirement do you hope for?":1,"#Where would you like to be financially?":1,"#Permission to carry or keep water nearby":1,"#Ask for things like:":1,"#What can I ask for?":1,"#<strong ljsid-0=\"\">Fair Labor Standards Act (FLSA)</strong>: With this law, employers must give you break time and a private space (not a bathroom) to pump breast milk for 1 year after birth. It’s a great idea to learn more about your<a ljsid-2=\"\"> pregnancy rights under PWFA</a> and <a ljsid-4=\"\">pumping rights under FLSA</a>.":1,"#<strong ljsid-0=\"\">Pregnant Workers Fairness Act (PWFA)</strong>: This law requires employers to provide reasonable accommodation if you’re pregnant or have health issues from pregnancy or childbirth.":1,"#You’re protected by two important laws.":1,"#Know your rights":1,"#Pregnancy and new-parent workplace rights | Progyny":1,"#a pregnant woman presenting at whiteboard":1,"#<strong ljsid-0=\"\">Disclaimer</strong>: The information provided by Progyny is for educational purposes only and is not legal advice. Always consult a lawyer for legal guidance.":1,"#Open communication will help you and your employer throughout your family-building journey. And be sure to reach out to your Progyny Benefits Specialist if you have any questions or need a little extra support.":1,"#<strong ljsid-0=\"\">Keep records</strong>. Save emails, documents, and meeting notes related to your requests. This will help protect your rights.":1,"#Fortunately, there are laws to protect you and help you get the accommodation you need. (An accommodation is a change at work to help you stay safe and healthy.)":1,"#<strong ljsid-0=\"\">Make a plan together.</strong> Work together with your employer to share ideas and come up with a plan. For example, discuss how often and how long your breaks will be during pregnancy or pumping.":1,"#<strong ljsid-0=\"\">Provide documentation (if required)</strong>. For many reasonable requests, medical documentation is not needed. But under certain circumstances, your employer may ask for it. A medical note from your provider might describe medical reasons for the work accommodation and required changes (such as avoiding heavy lifting, using a chair, or getting rest).":1,"#<strong ljsid-0=\"\">Speak up about your needs</strong>. Tell your employer about your pregnancy and pumping needs. It’s a good idea to make any requests as early as possible to allow time for adjustments to be made.":1,"#Your employer can help you stay safe and supported at work. These tips can help you ask for what you need.":1,"#Talk with your employer":1,"#You can ask for other help too, if it doesn’t cause “undue hardship” for your employer. Be open about what you need and work together on a plan.":1,"#A private space to pump breast milk":1,"#Breaks to eat and drink":1,"#The chance to sit or stand if needed":1,"#Extra restroom breaks":1,"#Being pregnant or having a new baby can make work more challenging. And during this time, your health and wellbeing need special attention.":1,"#Pregnancy and new-parent workplace rights":1,"#Infertility benefits":1,"#Childcare support":1,"#Growing your family (pregnancy or adoption)":1,"#Situations to consider include:":1,"#While you can’t predict the future, think about your goals and likely expenses for the upcoming year.":1,"#What should I consider?":1,"#Understanding your health plan options can help you choose what’s best for your family and save money.":1,"#Choosing your next medical plan | Progyny":1,"#a mom concentrating with toddler coloring in background":1,"#<strong ljsid-0=\"\">Disclaimer</strong>: The information provided by Progyny is for educational purposes only and is not financial advice. Always consult a qualified professional for financial guidance.":1,"#<a ljsid-0=\"\">Read this article on tax-advantaged account</a><a ljsid-1=\"\">s</a> and reach out to your Progyny Benefits Specialist if you’d like any guidance or help understanding your benefit options. They’re here for you.":1,"#<strong ljsid-0=\"\">Dependent Care Flexible Spending Account (DCFSA)</strong>. A DCFSA is an account for dependent services like preschool, summer day camp, before and after school programs, and child or adult daycare. The money you contribute is pre-tax, so you’ll get tax savings. But the money expires at the end of the year.":1,"#Your employer’s <strong ljsid-1=\"\">open enrollment guide</strong> provides short summaries to compare plans, detailed information about cost and what’s covered, and a list of benefit contact information all in one place. Also try to attend <strong ljsid-3=\"\">education sessions</strong> from your employer and benefits vendors — they’re a great way to get your questions answered.":1,"#<strong ljsid-0=\"\">Flexible Spending Account (FSA)</strong>. An FSA is an employer-owned account for medical expenses. The money you contribute is pre-tax, so you’ll get tax savings. But the money may expire at the end of the year.":1,"#<strong ljsid-0=\"\">Health Savings Account (HSA)</strong>. An HSA is like a personal bank account for medical expenses. The money you contribute is pre-tax, so you’ll get tax savings. The funds roll over every year — it’s your money to save, invest, and use until you retire.":1,"#Common accounts include:":1,"#When estimating your health plan costs, consider your possible tax savings and contributions from your employer.":1,"#Find out if your health plan comes with a health savings account or if your employer offers other tax-advantaged accounts that allow you to put aside pre-tax dollars for health or childcare expenses. Those tax savings can really add up. And your employer may contribute money to these accounts, as well.":1,"#Tax-advantaged accounts":1,"#Also be sure to look at the health plan’s <strong ljsid-1=\"\">provider network</strong>. If you and your family want to keep seeing your providers or specialists, check if they’re covered by the plan.":1,"#<strong ljsid-0=\"\">High-deductible health plans</strong>: You pay less each month, but more when you need care. They often come with a health savings account, which allows you to save pre-tax money for medical care. These plans can be a good option if you don’t need care often.":1,"#<strong ljsid-0=\"\">Higher premium plans</strong>: You pay more each month but tend to pay less when you get care. They can be a good option if you or your family needs medical or specialist care often.":1,"#Choosing the right plan":1,"#Open enrollment is the period when you can select your medical and other benefits for the next year. Understanding your health plan options can help you choose what’s best for your family and save money. But we know it can be confusing to sort through.":1,"#It’s good to know that <strong ljsid-1=\"\">preventive care is free</strong>. (For example, your annual check-up and many recommended screenings.) It will not count against your deductible or co-insurance.":1,"#Also note the <strong ljsid-1=\"\">out-of-pocket max</strong> — the most you’d have to pay every year. After that, your health plan pays 100%. This resets every year.":1,"#<strong ljsid-0=\"\">Co-pay</strong>: a set amount you may need to pay for each visit or service":1,"#<strong ljsid-0=\"\">Co-insurance</strong>: the percent of medical bill that you pay after reaching the deductible":1,"#<strong ljsid-0=\"\">Deductible</strong>: how much you pay before your health plan starts to pay":1,"#<strong ljsid-0=\"\">Premium</strong>: what you pay each month for the plan":1,"#It’s important to look at how much you might have to pay under each plan option. Here are the main costs to compare:":1,"#Comparing costs":1,"#Planned medical procedures":1,"#Managing a chronic condition":1,"#Written by the Progyny Editorial Team — September 2025.":1,"#Choosing your next medical plan":1,"#Explorar más <a ljsid-1=\"\">Progyny resources</a>, such as Dr. Choi’s <a ljsid-3=\"\">podcast episode</a>, where she breaks down menopause symptoms, treatments, and more.":1,"#Read More Menopause support in the workplace: A guide for employers - open in a new tab":1,"#Menopause support in the workplace: A guide for employers - open in a new tab":1,"#Progyny demeure la référence en matière de rapports, vous permettant ainsi de savoir où va chaque dollar. Mais comment y arriver ?":1,"#Rapports propres à chaque population.":1,"#En quoi l'intégration de Progyny est-elle unique ?":1,"#Intégration fluide des payeurs et traitement des réclamations.":1,"#La solution Progyny privilégie toujours la relation humaine, complétée par une expérience numérique fluide. Comment on fait ça ?":1,"#Comment Progyny demeure-t-elle la seule solution de santé féminine capable de générer des économies et d'assurer une véritable maîtrise des coûts ?":1,"#Maîtrise des coûts.":1,"#The American College of Obstetricians and Gynecologists’ website (ACOG) is a great resource to find out more information about prenatal vitamins, which you can explore here - open in a new tab":1,"#send an email to enteryour@addresshere.com?subject=Tips+for+Trying+to+Conceive&body=Check%20this%20out:%20https%3A%2F%2Fprogyny.com%2Fblog%2Ftips-for-trying-to-conceive-webinar%2F":1,"#Our dedicated Patient Care Advocates, or PCAs, and Clinical Educators are always available to answer any questions you might have Please call 888.702.1562 to speak with our PCAs or Clinical Educators about any questions you may have Please note this is not in place of medical advice and if you are experiencing any symptoms of male infertility, please consult a doctor":1,"#E-mail: <a ljsid-1=\"\">cuestiones de privacidad@progyny.com</a>":1,"#Email us at <a ljsid-1=\"\">cuestiones de privacidad@progyny.com</a>.":1,"#You can submit a request to access, correct or delete your personal information, or withdraw consent, by submitting a Consumer Rights Request Form available at <a ljsid-1=\"\">Consumer Rights Request Form | Progyny</a>, by emailing <a ljsid-3=\"\">cuestiones de privacidad@progyny.com</a>, or by calling us toll-free at 888.597.5065.":1,"#carreras profesionales":1,"#Recursos para empleadores":1,"#Para empleados":1,"#QUÉ HACEMOS":1,"#Beneficios más inteligentes para los hitos de la vida - Salud de la mujer, construcción de la familia, beneficios de fertilidad y seguros | Progyny":1,"#Filtrar lista de cookies":1,"#HCA Atención médica":1,"#Comunicaciones de la carta":1,"#contacto":1,"#Líder":1,"#Inversores":1,"#Mover a la parte superior":1,"#This Menopause Awareness Month, Progyny is hosting a discussion surrounding Menopausal Hormone Therapy (MHT), a treatment path that uses hormones […]":1,"#Updated by the Progyny Clinical Team — June 2025. While most in vitro fertilization (IVF) cycles proceed as planned, some cycles may need to be postponed or interrupted. It is […]":1,"#Updated by the Progyny Clinical Team — August 2025. While in vitro fertilization (IVF) is a safe and effective fertility treatment, it can come with some side effects. One of […]":1,"#Updated by the Progyny Clinical Team — August 2025. Everyone’s path to family building is different. For some, donor sperm plays an important role. Donor insemination is a safe, common […]":1,"#Updated by the Progyny Editorial Team — September 2025. If your healthcare provider has recommended egg donation, it may be because it significantly improves your chances of conception compared to […]":1,"#Updated by the Progyny Editorial Team — September 2025. Endometrial receptivity testing, often called an endometrial receptivity assay (ERA), is a diagnostic biopsy of the uterus. The goal is to […]":1,"#Updated by the Progyny Clinical Team — June 2025. When you’re going through fertility treatment, there are different types of injections that must be given at specific times. One commonly […]":1,"#Updated by the Progyny Clinical Team — August 2025. You’ve finished your consultation and all the testing. Now you’re ready to begin treatment. Based on your results, you’ve made a […]":1,"#Updated by the Progyny Clinical Team — August 2025. There are different ways to stimulate the ovaries during in vitro fertilization (IVF). The goal is to collect enough healthy eggs […]":1,"#Lorsque vous visitez notre site Web, nous stockons des cookies sur votre navigateur pour collecter des informations. Ces informations collectées peuvent concerner vous, vos préf��rences ou votre appareil, et sont principalement utilisées pour faire fonctionner le site comme vous l'attendez et pour fournir une expérience Web plus personnalisée. Cependant, vous pouvez choisir de ne pas autoriser certains types de cookies, ce qui peut avoir un impact sur votre expérience du site et des services que nous sommes en mesure d'offrir. Cliquez sur les différents titres de catégories pour en savoir plus et modifier nos paramètres par défaut selon vos préférences. Vous ne pouvez pas désactiver nos Cookies Strictement Nécessaires internes car ils sont déployés afin d'assurer le bon fonctionnement de notre site Web (tels que l'affichage du bandeau des cookies et la mémorisation de vos paramètres, pour vous connecter à votre compte, pour vous rediriger lorsque vous vous déconnectez, etc.). Pour plus d'informations sur les Cookies internes et tiers utilisés, veuillez suivre ce lien.":1,"#Tabs list":1,"#Posts":1,"#Interactions":1,"#Companies":1,"#People":1,"#Continue with Google":1,"#linkbound":1,"#Enter password":1,"#Enter email":1,"#Let’s Talk - open in a new tab":1,"#Preview the app as Jasmin Alić":1,"#Create your account":1,"#Register your Linkbound account and get started with faster and more accurate sales prospecting today.":1,"#New user?":1,"#Atenci��n durante el embarazo y el posparto":1,"#Conditions such as obesity, PCOS, endometriosis, diabetes, and autoimmune disorders are increasingly common among women of reproductive age. When left unmanaged before pregnancy, they drive higher rates of complications, high-risk births, and costly interventions.":1,"#2. Undiagnosed or unmanaged chronic conditions":1,"#Progyny benefits begin with preconception care before someone is even ready to start conceiving, connecting members to support early. Progyny Care Advocates (PCAs) guide members through fertility and health planning, helping them address risks proactively and begin pregnancy from a healthier place.":1,"#Most traditional maternity programs don’t engage until midway through pregnancy—often only after a claim is filed—missing the critical window for early intervention. By then, opportunities to prevent complications and manage costs from the start are already lost.":1,"#1. Late engagement in maternity programs":1,"#Here’s a look at what’s driving today’s maternity spend, and how Progyny’s benefits help members achieve healthier pregnancies and better outcomes. <a ljsid-1=\"\">Download our maternity costs explainer.</a>":1,"#But here’s the good news: Many of the most expensive aspects of maternity care — complications, late diagnoses, high-intervention births — are linked to preventable conditions and missed opportunities for early intervention. With the right strategy in place, employers can significantly bend the cost curve.":1,"#<a ljsid-0=\"\">Let’s connect</a> to explore how leading employers are tackling maternity spend earlier and more holistically, as part of a larger cost containment strategy that delivers healthier outcomes, stronger engagement and a better experience for employees and their families.":1,"#You don’t have to wait for maternity costs to hit your budget before taking action. According to a recent study, Progyny’s solution delivers <a ljsid-1=\"\">industry-leading results</a>, including more healthy pregnancies, more healthy babies, and fewer high-risk pregnancies and NICU visits. Employers who invest in women’s health through Progyny are seeing a cost avoidance of 25 to 30%.":1,"#One area hitting budgets particularly hard: maternity-related claims, which continue to rank among the top five cost drivers for employers.":1,"#Progyny takes a <a ljsid-1=\"\">whole-person approach</a> to women’s health, offering 1:1 emotional support. Whether navigating fertility treatments, pregnancy, or postpartum, members get emotional support that’s built into their care.":1,"#Mental health challenges, such as perinatal anxiety, postpartum depression, and the emotional toll of infertility, can have serious clinical and financial consequences if left unaddressed.":1,"#5. Unaddressed mental health needs":1,"#Progyny supports members with personalized care plans that address their unique health needs. And because this model focuses on paying for outcomes, not clicks, employer dollars go toward high-value support, not just digital engagement metrics.":1,"#As more people delay starting families, they’re entering pregnancy with age-related risks and existing conditions that increase the need for complex, high-cost care.":1,"#4. Delayed family building and advanced maternal age":1,"#Progyny PCAs guide members every step of the way — offering <a ljsid-1=\"\">connected, continuous care</a> across the entire reproductive journey. Support spans from <a ljsid-3=\"\">preconception</a> through <a ljsid-5=\"\">postpartum</a>, including <a ljsid-7=\"\">doula access,</a> return-to-work, and lactation support, improving clinical outcomes and delivering a better experience.":1},"version":24058}]