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Find tax information, property characteristics, and more.":1,"#Es Preferred Customer Feature Payment : TitleOne":1,"#Site Version: 20241219.1":1,"#A percent of the sale price of the home that is paid to the real estate brokerages. The seller pays compensation to both the buyer's and listing agent's brokerage.":1,"#Compensation":1,"#The buyer and seller have expenses associated with the transaction other than that of the actual cost of the home. For example, the buyer has a variety of fees due for obtaining a new loan and the seller must pay compensation to both agents.":1,"#Discuss the type of home you're looking for, including style, price, and location. The Buyer's Advantage: As the home buyer, your agent's compensation is paid by the seller of the home in most circumstances. 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Please verify that your search criteria is accurate.":1,"#Locations Coeur%20d%27alene :":1,"#Es Locations Coeur%20d%27alene :":1,"#Any location":1,"#Social Media Administrator":1,"#Jerome/Burley":1,"#WA":1,"#option Lewiston, selected.":1,"#Go to original URL":1,"#Got it":1,"#To protect your security while using Google Translate, please do not submit information in this type of form.":1,"#Can't support this form":1,"#Team Department Sales And Marketing :":1,"#Es Team Department Sales And Marketing :":1,"#Serving <span ljsid-1=\"\">ada, boise, cañón, elmore, gema, owyhee, payette, valle, washington</span> counties.":1,"#Endorsements ALTA ENDORSEMENT 38-06 Mortgage Tax: TitleOne":1,"#Endorsements ALTA ENDORSEMENT 19.1-06 Contiguity - Single Parcel: TitleOne":1,"#Endorsements ALTA ENDORSEMENT 18.2-06 Multiple Tax Parcel: TitleOne":1,"#Endorsements ALTA ENDORSEMENT 18.1-06 Multiple Tax Parcel: TitleOne":1,"#Endorsements ALTA ENDORSEMENT 4.1-06 Condominium-Current Assessments: TitleOne":1,"#Endorsements ALTA ENDORSEMENT 9-06 Restrictions, Encroachments, Minerals - Loan Policy: TitleOne":1,"#Agent Print Pro Demo":1,"#Southwest Region Title Team Leader":1,"#Thank you for using PropertyOne! You've reached your limit of 100 profiles for this month. Your account will reset automatically on Jan 1, 2025":1,"#VP, PacNorth":1,"#Es Team Department Sales And Marketing : TitleOne":1,"#Protect Yourself from Real Estate Fraud: Tips for Buyers and Sellers Image":1,"#Commission Core 2023, Presented by Sean Hart (<b ljsid-4=\"\">Meridian, ID</b>)":1,"#After addressing the immediate issue, review your security protocols and procedures to identify any weaknesses. Implement improvements to prevent future incidents.":1,"#Review and Improve Security Measures":1,"#Keep your clients informed about the situation and the steps being taken to resolve it. Reassure them that their interests are being protected and provide guidance on how they can help safeguard their information.":1,"#Educate and Reassure Clients":1,"#Keep detailed records of all communications, actions taken, and any suspicious activity. This documentation can be crucial for any investigations or legal proceedings.":1,"#Document Everything":1,"#If fraud is suspected, report the activity to the relevant authorities. This could include local law enforcement, the FBI’s Internet Crime Complaint Center (IC3), or other regulatory bodies.":1,"#Report Suspicious Activity":1,"#Seek advice from a supervisor, legal counsel, or compliance officer within your organization. They can provide guidance on the appropriate steps to take and help mitigate any risks.":1,"#Consult with Supervisors or Legal Counsel":1,"#Inform all parties involved (buyers, sellers, lenders, etc.) about the concerns. Clear and transparent communication can help identify any discrepancies or misunderstandings.":1,"#Communicate with All Parties":1,"#Double-check all details and documents involved in the transaction. This includes verifying the identities of all parties, confirming wire instructions through a trusted method, and ensuring all documents are legitimate.":1,"#Verify Information":1,"#Immediately halt any ongoing processes to prevent further complications or potential losses.":1,"#Pause the Transaction":1,"#If a real estate agent suspects something is wrong during a transaction, it’s crucial to act promptly and carefully. Here are the steps they should take:":1,"#What to Do If You Suspect Fraud:":1,"#By staying informed and vigilant, real estate professionals and buyers can help protect themselves from the growing threat of seller impersonation fraud.":1,"#<strong ljsid-0=\"\">Educate Clients</strong>: Inform clients about the risks of fraud and encourage them to be vigilant throughout the transaction process.":1,"#<strong ljsid-0=\"\">Use Secure Communication Channels</strong>: Avoid sharing sensitive information through unsecured channels. Use our secure platform, OneConnect, for all sensitive information communication.":1,"#<strong ljsid-0=\"\">Conduct Thorough Due Diligence</strong>: Research the property’s history and ownership. Be wary of any discrepancies or unusual activity.":1,"#<strong ljsid-0=\"\">Verify Identities</strong>: Always verify the identity of all parties involved in a transaction. Use multiple forms of identification and cross-check information.":1,"#To protect against these scams, real estate professionals and buyers should:":1,"#Protecting Yourself from Seller Impersonation Fraud":1,"#The “seller” insists on using a specific notary who is not well-known or reputable.":1,"#The notary’s credentials appear suspicious or cannot be verified.":1,"#The notary is not present during the signing of documents or does not verify the signer’s identity.":1,"#<strong ljsid-0=\"\">How It Works</strong>: Fraudsters misuse or forge notary credentials to authenticate fraudulent documents. They may also coerce or deceive legitimate notaries into notarizing documents without proper verification. This allows them to transfer property ownership or secure loans fraudulently.":1,"#4. Notary Fraud":1,"#Requests for payment via unconventional methods, such as wire transfers or gift cards.":1,"#The “landlord” is unable to show the property in person and insists on remote transactions.":1,"#The rental price is unusually low compared to similar properties in the area.":1,"#<strong ljsid-0=\"\">How It Works</strong>: Fraudsters list properties for rent that they do not own, often using photos and descriptions from legitimate listings. They collect deposits and rent payments from unsuspecting tenants before disappearing, leaving them without a place to live and losing funds.":1,"#3. Rental Scams":1,"#Requests for wire transfers to accounts that do not match the property location.":1,"#The “seller” provides limited or no documentation to verify their identity.":1,"#The “seller” communicates only through email or phone and avoids in-person meetings.":1,"#<strong ljsid-0=\"\">How It Works</strong>: In this scam, fraudsters identify properties owned by individuals who live out of state or are otherwise not regularly present. They impersonate these absentee owners, using forged documents to sell or mortgage the property without the real owner’s knowledge.":1,"#2. Absentee Owner Fraud":1,"#Lack of access to the property for inspections or viewings.":1,"#The “seller” is eager to close the deal quickly and prefers cash transactions.":1,"#The property is listed at a price significantly below market value.":1,"#Warning Signs":1,"#<strong ljsid-0=\"\">How It Works</strong>: Fraudsters target vacant properties, often those that are not actively monitored by their owners. They pose as the legitimate owners and list these properties for sale. Once a buyer shows interest, the fraudsters quickly move to close the deal, often pushing for cash transactions to avoid detection.":1,"#1. Vacant Property Fraud":1,"#In the real estate industry, seller impersonation fraud has become an increasingly prevalent issue, causing significant financial and emotional distress for buyers, sellers, and agents alike. Understanding the various forms of this fraud is crucial for safeguarding transactions. Here are the four main seller impersonation fraud scams that everyone in the real estate market should be aware of:":1,"#Unmasking Seller Impersonation Fraud: The Four Main Scams Image":1,"#Tips for Agents:":1,"#Sellers requesting a signing with their own mobile notary.":1,"#Excuses to not meet in person and typically unwilling to take phone calls.":1,"#A seller who will only communicate electronically.":1,"#Properties being listed under market value.":1,"#OneConnect Logo":1,"#Fraud Education":1,"#Certifid Logo":1,"#Seller impersonation":1,"#In addition to these notifications, the <a ljsid-1=\"\">OneConnect</a> dashboard is also used to securely collect buyer and seller information and documentation as well as to provide wire instructions.":1,"#Funded & Recorded":1,"#Closing Scheduled":1,"#Seller asks for an all-cash, quick close offer.":1,"#Title Commitment Complete":1,"#Order Opened":1,"#<a ljsid-0=\"\">OneConnect</a> is designed to simplify the real estate closing process. It offers automated communication, a secure portal, and fraud prevention. If someone can track the status of a $10 pizza, they should also know the status of their home closing. <a ljsid-2=\"\">OneConnect</a> currently provides real-time status updates to customers and clients at the following touchpoints.":1,"#Contact your financial institution. Ask your bank to contact the bank where the wire was sent.":1,"#Act Immediately if Something Seems Wrong":1,"#An out-of-area seller.":1,"#Call your financial institution after you have talked to us. Confirm that they have the correct information.":1,"#Call us if you are suspicious. Be wary of emails asking for money early or for part of the money needed to close. Don't trust an email that changes, updates, or \"re-sends\" wire instructions.":1,"#Do not wire money without calling us, TitleOne, to confirm wiring instructions.":1,"#Call Before Sending Money:":1,"#Cybercriminals constantly seek victims to wire them compensation, sales proceeds, or deposits. Real estate transactions are especially vulnerable. Here are steps to protect your money.":1,"#Educate Your Customers":1,"#Wire transfers continue to be the most frequently reported fraud payment method. Always give us a call to confirm wiring instructions.":1,"#Securely exchange bank account information for the transfer of funds.":1,"#Validate your identity in a few simple steps.":1,"#Red Flags to Watch Out For:":1,"#Receive an email and text message from CertifID.":1,"#How Does It Work?":1,"#CertifID is the nation’s leading wire fraud prevention solution. CertifID helps verify your identity securely before exchanging sensitive banking information, so you have peace of mind when transferring your money.":1,"#CertifID":1,"#Stay alert, stay informed!":1,"#Use a reputable and trusted title company—TitleOne.":1,"#Watch for the red flags mentioned above.":1,"#Look up the phone number by reverse search or through the phone carrier. Watch for international VOIP.":1,"#Ask for an in-person meeting. If not, require proof of life or secure identity verification through a third-party vendor.":1,"#Exercise due diligence to verify the seller is actually the property owner.":1,"#Seller Impersonation Fraud, also known as Vacant Land Fraud, is becoming increasingly common. Fraudsters target vacant land and non-owner-occupied properties, making it easier for them to impersonate the owner. They use fake identities and often have all the personal details (PII) required to imitate the sellers.":1,"#Seller Impersonation Fraud":1,"#Home Portfolio :":1,"#Monday, June 3, 2024":1,"#2024 Magic Valley Charity Golf Classic":1,"#Holland Bites & Brews":1,"#StitchIt":1,"#C2 Financial/Lemp Real Estate":1,"#Guaranteed Rate":1,"#Bluebird Home Loans":1,"#Bauscher Real Estate":1,"#TOK - Grayson Stone":1,"#Northwest Bank":1,"#View Results From 2024 TitleOne Charity Golf Classic":1,"#Supporting Camp Rainbow Gold":1,"#Wednesday, August 14, 2024":1,"#2024 TitleOne Charity Golf Classic":1,"#2023 Make a Wish Idaho $16,000, Jesse Tree $16,000":1,"#Since the inception of the TitleOne Charity Golf Classic, we have proudly donated more than half a million dollars to the following organizations:":1,"#Sorry, we have no imagery here.":1,"#12/15/22 10:00 AM":1,"#VP, Title Operations":1},"version":4409}]